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House Proceeding on May 7th, 2009 :: 0:04:20 to 0:24:20
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Joe Baca

0:03:10 to 0:04:20( Edit History Discussion )
Speech By: Joe Baca

Joe Baca

0:04:10 to 0:04:20( Edit History Discussion )

Joe Baca: immigration reform is t just about statistics and numbers. it's about families. i urge my colleagues and the house leadership and president obama to make immigration a priority and to work with

Joseph R. Pitts

0:04:21 to 0:04:41( Edit History Discussion )

Joseph R. Pitts: c.h.c. towards comprehensive immigration reform. mother's day this sunday. i yield back the balance of my time. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentleman from pennsylvania rise? mr. pitts: to address the house for one minute. the speaker pro tempore:

Joseph R. Pitts

0:04:25 to 0:05:25( Edit History Discussion )
Speech By: Joseph R. Pitts

Joseph R. Pitts

0:04:42 to 0:05:03( Edit History Discussion )

Joseph R. Pitts: without objection. mr. pitts: madam speaker, in 1994 the e.p.a. enacted legislation requiring additives derived from renewable sources for our nation's fuel suppli. this policy caed problems as corn ethanol pushed up food prices and turned out to be far less beneficial for the environment than originally thought. with some studies even including that ethanol may be worse for the vironment than gasoline. now over a decade later the

Joseph R. Pitts

0:05:04 to 0:05:24( Edit History Discussion )

Joseph R. Pitts: e.p.a. has ruled that passed it with regulating greenhouse actions. regulations are soon to follow. this fact is being held over our heads by some who claim it is better to let congress regulate emissions. the act was never intended to regulate carbon and we can pass legislation to make that clear. congress should stop

Joseph R. Pitts

0:05:25 to 0:05:25( Edit History Discussion )

Joseph R. Pitts: unaccountable bureaucrats from

Charlie Wilson

0:05:26 to 0:05:47( Edit History Discussion )

Charlie Wilson: hurting our economy further through emissions regulations with there is a better way. i yield back. the speaker pro tempore: for what purpose does the gentleman from ohio rise? >> request permission to address the house for one minute. the speaker pro tempore: gentleman is recognized for one minute.

Charlie Wilson

0:05:30 to 0:06:50( Edit History Discussion )
Speech By: Charlie Wilson

Charlie Wilson

0:05:48 to 0:06:10( Edit History Discussion )

Charlie Wilson: mr. wils: madam speaker, i rise today in support of h.r. 1728, the mortgage reform and anti-predatory lending act. my state of ohio is one of the hardest hit states by foreclosures, so i know how important it is for us to pass this b ohio is projected to lose 87,000 homes to foreclosure just this year.

Charlie Wilson

0:06:11 to 0:06:31( Edit History Discussion )

Charlie Wilson: that means that more than 291,000 homes over the next four years will be lost. ohio's economy will be affected by over $10.7 billion. h.r. 1728 will help ohio and america begin to heal. this legislation has been a long time coming. the bill will provide

Charlie Wilson

0:06:32 to 0:06:51( Edit History Discussion )

Charlie Wilson: much-needed relief to hardworking families. it will stop bad subprime loans from being made in the first place by making sure that consumers get mortgages that they can repay. it will strengthen consumer protection against reckless and abusive lending practices. i would like to thank

0:06:52 to 0:07:12( Edit History Discussion )

congressman frank, kanjorski and also congresswoman waters for their hard work and perseverance on this issue. i yield back the balance of my time. the speaker pro tempore: the gentleman yields back the balance of his time. gentleman from pennsylvania rise? >> i ask permission to address the house for one minute. the speaker pro tempore: without objection, the

0:07:13 to 0:07:35( Edit History Discussion )

gentleman is recognized for one minute. mr. murphy: our nation needs an energy renaissance. we must develop a wide range of energy sources with the shared goal of reducing emissions and leave our planet cleaner. we must have clean coal, efficient renewable energy, clean nuclear energy and responsible use of fossil fuels. it's time for an energy renaissance that uses american resources to create american jobs and stop sending hundreds

0:07:36 to 0:07:56( Edit History Discussion )

year to opec. we know that building this bridge to america's clean energy future would require the largest commitment this nation has ever seen. it's expensive, it's necessary and it's time. over the past few months i worked with my colleague, representative abercrombie, and other democratand republicans with no members of leadership or special interests involved with us but wrote a plan for

0:07:57 to 0:08:17( Edit History Discussion )

american energy independence focusing on exploration, conservation and innovation to build this bridge to america's clean energy future. we introduced h.r. 2227, the american conservation and clean energy independence act, which uses american resources to cut our dependence on foreign oil, clean up our air, land and water, dramatically improve

Allyson Y. Schwartz

0:08:18 to 0:08:38( Edit History Discussion )

Allyson Y. Schwartz: energy efficiency and conservation, create millions of new jobs, fuel our economy and do all this without raising taxes. i urge our colleagues to sign as co-sponsors of this bill. the speaker pro tempore: the gentleman yields back the balance of his time. for wh gentlewoman from pennsylvania rise? >> to address the house for one minute.

Allyson Y. Schwartz

0:08:35 to 0:10:15( Edit History Discussion )
Speech By: Allyson Y. Schwartz

Allyson Y. Schwartz

0:08:39 to 0:08:59( Edit History Discussion )

Allyson Y. Schwartz: without gentlewoman is recognized for one minute. ms. schwartz: i rise today to share good news from my district about the american recovery and reinvestment act. the recovery act that congress passed two months ago is creating jobs and making smart investments. on monday of this week i stood with fox chase cancer officials that will fund critical cancer research. and las aviation administration

Allyson Y. Schwartz

0:09:00 to 0:09:22( Edit History Discussion )

Allyson Y. Schwartz: provided $1 million for improvements to philadelphia's northeast airport. and along with senator casey and mayor michael nutter i announced $13.25 million in funding to be used to better enable the philadelphia police department to fight crime in the city. and most in my district, the northeast times, acknowledged the act made a, quote, significant

Allyson Y. Schwartz

0:09:23 to 0:09:43( Edit History Discussion )

Allyson Y. Schwartz: addition by giving homeowners a $1,500 tax credit for making energy efficient home improvements. as a member of the committee on ways and means, i work to include this tax benefit. it's good tonow that enabling homeowners in my district to save energy and save money is happening today. these stories from my district show that the krattic recovery

Allyson Y. Schwartz

0:09:44 to 0:10:04( Edit History Discussion )

Allyson Y. Schwartz: and reinvestment act is working. and it's just the beginning of initiatives we are taking with president obama's leadership to invest in america's future. and i yield back. the speaker pro tempore: the gentlewoman yields back her time. gentleman from texas rise? mr. poe: request permission to address the house for one minute.

Allyson Y. Schwartz

0:10:05 to 0:10:15( Edit History Discussion )

Allyson Y. Schwartz: the speaker pro tempore: without objection, the gentleman is recognized for one minute. mr. poe: madam speaker, as we approach memorial day we remember our military who served our nation. and here's one of those.

0:10:16 to 0:10:36( Edit History Discussion )

this is frank buckles jr. this was recently taken. frank buckles just turned 108 years old. the reason i mention frank buckles is because he lied to get into the army in world war i at 15. he served in europe, and in world war ii he spent three years in a prisoner of war camp in japan. and today here he is, 108, and i mention him because he is the

0:10:37 to 0:10:58( Edit History Discussion )

last dough boy of world war i. frank buckles is it. we have monuments on our mall for world war ii, korea and vietnam. but, madam speaker, we have no memorial for those who served in world war i. america never got around to it and it's time that america start building a memorial for frank buckles and the 400,000 that served and the 116,000

0:10:59 to 0:11:19( Edit History Discussion )

that never came ho war i. and that's just the way it is. i yield back. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentleman from new mexico rise? >> yes, madam. i ask unanimous consent to address the house for one minute. the speaker pro tempore: without objection, the gentleman is recognized for one

Harry Teague

0:11:20 to 0:11:41( Edit History Discussion )

Harry Teague: minute. >> madam speaker, i rise today for the purpose of honoring the gatson high school junior reserve officer training corps. on april 18, 2009, the gatson jrotc competed against 32 othe teams from across the great state of new mexico at piedro vista high in new mexico.

Harry Teague

0:11:20 to 0:12:05( Edit History Discussion )
Speech By: Harry Teague

Harry Teague

0:11:42 to 0:12:02( Edit History Discussion )

Harry Teague: the contest consisted of the corps competing in physical and rifle tests. due to their commitment to their program, the gatson cadets bested their competition from across new mexico for the second year in a row. i am proud and honored today to stand on the floor of the united states house of representatives and say

Harry Teague

0:12:03 to 0:12:06( Edit History Discussion )

Harry Teague: something that those students certainly deserve to hear.

Mike Pence

0:12:07 to 0:12:27( Edit History Discussion )

Mike Pence: you are again the pride of your state and congratulations on a job well done. i yield back. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentleman from indiana rise? consent to address for one minute and to revise and extend my remarks. the speaker pro tempore: without objection, the gentleman is recognized for one

Mike Pence

0:12:10 to 0:13:25( Edit History Discussion )
Speech By: Mike Pence

Mike Pence

0:12:28 to 0:12:48( Edit History Discussion )

Mike Pence: minute. mr. pence: thank you, madam speaker. the father of our country, george washington, said on the occasion on the 9th of july, 1776, quote, the protection and the blessing of heaven is necessary, but especially so in times of public distress and danger. today is the 5th celebration of our national day of prayer. it is the day that americans from coast to coast will set aside time to pray for this

Mike Pence

0:12:49 to 0:13:11( Edit History Discussion )

Mike Pence: nation. our soldiers, public safety officials and public servants from the president of the united states to the city council. since first called to prayer in 1775 when the continental congress asked the colonies to prayor wisdom forming the nation, prayer has been at the center of our national life. president lincoln's famous proclamation for humility,

Mike Pence

0:13:12 to 0:13:26( Edit History Discussion )

Mike Pence: fasting and prayer in 1863. through wind in 1972, they created this day. it is said in the old book that the effective and federal reservent pray of a righteous man is much. what is true of man is also a true of nations.

Stephen Cohen

0:13:27 to 0:13:48( Edit History Discussion )

Stephen Cohen: during this national day of prayer, during these challenging times, let it be said again we are a nation of prayer. the speaker pro tempore: the gentleman's time has expired. for what purpose does the gentleman from tennessee rise? mr. cohen: to address the house for one minute. the speaker pro tempore: without objection, the gentleman is recognized for one minute. mr. cohen: thank you, madam speaker.

Stephen Cohen

0:13:30 to 0:14:20( Edit History Discussion )
Speech By: Stephen Cohen

Stephen Cohen

0:13:49 to 0:14:09( Edit History Discussion )

Stephen Cohen: my hometown of memphis is known for music. the home of rock -- rock 'n' roll and the home of blues. it -- b.b. king will be there and he will give the first b.b. king first international entertainer of the year award. others will be bonnie raitt and others. in the category for best blues performer of

Stephen Cohen

0:14:10 to 0:14:21( Edit History Discussion )

Stephen Cohen: rush is nominated. not our bobby rush but the bobby rush of blues fame from chicago. memphis is proud to have a great musical heritage and we will celebrate it and enjoy it

Wally Herger

0:14:22 to 0:14:42( Edit History Discussion )

Wally Herger: tonight. i ask everybody to enjoy the blues and in this economy they are more relevant than ever, unfortunately, madam speaker. the speaker pro tempore: the gentleman's time has expi for what purpose does the gentleman from california rise? >> request unanimous consent to address the house for one minute and to revise and extend. the speaker pro tempore: without objection, the gentleman is recognized for one minute.

Wally Herger

0:14:25 to 0:16:00( Edit History Discussion )
Speech By: Wally Herger

Wally Herger

0:14:43 to 0:15:03( Edit History Discussion )

Wally Herger: mr. herring -- mr. herger: as we commemorate the 61st anniversary of the independence of israel, i rise in deep concern that the future of this nation is gravely threatened by iran's pursuit of nuclear weapons. iran's radical regime only desires the demise of israel and longs for regional dominance. if is now on the cuspf acquiring the weapons needed to

Wally Herger

0:15:04 to 0:15:25( Edit History Discussion )

Wally Herger: potentially achieve both. nations that value liberty and peace must stand strongly against iran's dangerous behavior. the united states must confront this looming crisis with resolve and strength. i have co-sponsored the iran sanctions enabling act which

Wally Herger

0:15:26 to 0:15:46( Edit History Discussion )

Wally Herger: would significantly undermine iran's lucrative energy sector. congress should pass this legislation and show our steadfast support for israel. . the speaker pro tempore: for what purpose does the gentleman from california rise? mr. cardoza: by direction of the committee on rules, i call up house resolution 406 and ask for

Wally Herger

0:15:47 to 0:16:00( Edit History Discussion )

Wally Herger: its immediate consideration. the speaker pro tempore: the clerk will report the resolution. the clerk: house calendar number 51, house resolution 406, resolved that at any time after the adoption of this resolution the speaker may, pursuant to clause 2-bf rule 18, declare

0:16:01 to 0:16:21( Edit History Discussion )

House Clerk: the house resolved into the committee of the whole house on the state of the union for further csideration of the bill h.r. 1728, to amend the truth in lending act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. no general debate shall be in order pursuant to this resolution. the bill shall be considered for

0:16:20 to 0:17:50( Edit History Discussion )
Speech By: House Clerk

0:16:22 to 0:16:45( Edit History Discussion )

House Clerk: amendment under the five-minute rule. it shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the committee on fincial services now printed in the bill. the committee amendment in the nature of a substitute shall be considered as read. all points of order against the committee amendment in the nature of a substitute are waived except those arising

0:16:46 to 0:17:06( Edit History Discussion )

House Clerk: under clause 10 of rule 21. notwithstanding clause 11 of rule 18, no amendment to the committee amendment in the nature of a substitute shall be in order except those printed in the reportf the committee on rules accompanying this resolution. each such amendment may be offered only in the order printed in the report, may be offered only by a member designatedn the report, shall be considered as read, shall be

0:17:07 to 0:17:28( Edit History Discussion )

House Clerk: debatable for the time specified in the report equally divided and controlled by the proponent and an opponent. shall not be amendment, and shall not be b subject to demand for division of the question in in the committee of the whole. all points of order against such amendments are waived cept those arising under clause 9 or 10 of rule 21. at the conclusion of consideration of the billor amendment, the committee shall

0:17:29 to 0:17:49( Edit History Discussion )

House Clerk: rise and report the bill to the house with such amendments as may have been adopted. any member may demand a separate vote in the house on any amendment adopted in the committee of the whole to the bill or to the committee amendment in the nature of a substitute. the previous question shall be considered as ordered on the bill and amendments thereto to final passage without intervening motion except one

0:17:50 to 0:17:51( Edit History Discussion )

House Clerk: motion to recommit with or

Dennis A. Cardoza

0:17:52 to 0:18:12( Edit History Discussion )

Dennis A. Cardoza: without instructions. the speaker pro tempore: the gentleman from california is recognized for one hour. mr. cardoza: thank you, madam speaker. for the purpose of debate only i yield the customary 30 minutes to the gentleman from texas, mr. sessions. all time yielded during consideration of the rule is for debate only. i ask unanimous consent that all members may have five legislative days to revise and

Dennis A. Cardoza

0:17:55 to 0:25:35( Edit History Discussion )
Speech By: Dennis A. Cardoza

Dennis A. Cardoza

0:18:13 to 0:18:33( Edit History Discussion )

Dennis A. Cardoza: extend their remarks on house resolution 406. the speaker pro tempore: without objection, so ordered. yield myself such time as i may consume. the speaker pro tempore: the gentleman from california is recognized. mr. cardoza: thank you. house resolution 406 provides consideration of h.r. 1728, mortgage reform and anti-predatory lending act, under a structured rule.

Dennis A. Cardoza

0:18:34 to 0:18:54( Edit History Discussion )

Dennis A. Cardoza: the rule makes in order 14 amendments which are listed in the rules committee report accompanying the resolution. five republican amendments, eight democratic amendments, and one bipartisan amendment have been made in order. each amendment is debatable for 10 minutes except the manager's amendment which is debatable for 30 minutes. the rule also provides for one motion to recommit with or

Dennis A. Cardoza

0:18:55 to 0:19:17( Edit History Discussion )

Dennis A. Cardoza: without finally i would like to take a moment to make a clarification regarding the description of one of the amendments that has been made in order under the rule, specifically amendment number 2 by chairman frank. the inadverttly listed a description from an earlier version of this amendment. the amendment was later modified but the change to the description was not updat.

Dennis A. Cardoza

0:19:18 to 0:19:40( Edit History Discussion )

Dennis A. Cardoza: i want to emphasize that this -- that the actual amendment text which was made in order correct. i would also ask unanimous consent to submit for the record the corrected description for the frank amendment listed as number 2 in the rules committee report. the speaker pro tempore: without objection, so ordered. mr. cardoza: thank you, madam speaker.

Dennis A. Cardoza

0:19:41 to 0:20:02( Edit History Discussion )

Dennis A. Cardoza: a significant crossroads. the likes of which we have never known. business continues to shed payroll, job losses continue to molt, an hardworking -- mount, and hardworking families across america continue to struggle. many economists have correctly stated the foreclosure crisis is the root of our economic meltdown, and i firmly believe

Dennis A. Cardoza

0:20:03 to 0:20:25( Edit History Discussion )

Dennis A. Cardoza: that until the housing market is stabilized, the economy will continue to worsen and people will continue to spend less, more business also shut their doors, and mass layoffs will further spread. until that happens, however, more and more american families are at risk of losing their homes. in the first quarter of 2009, more than 800,000 mortgage loans

Dennis A. Cardoza

0:20:26 to 0:20:47( Edit History Discussion )

Dennis A. Cardoza: entered into the foreclosure process. with over 340,000 in march alone. both are record highs which goes to show that the foreclosure cris is far from over. i can personally attest to the damage of the foreclosure crisis that it has left in the wake and the long effects it will have into the future. i have the honor of representing

Dennis A. Cardoza

0:20:48 to 0:21:08( Edit History Discussion )

Dennis A. Cardoza: california's 18th congressional district which encompasses the san joaquin valley. today my district is suffering like no other. my district has the highest rates of foreclosure in the nation and a loss of 70% of home equity over the last three years. with each passing month, it seems that the numbers are worsening.

Dennis A. Cardoza

0:21:09 to 0:21:29( Edit History Discussion )

Dennis A. Cardoza: as a result of the rampant foreclosures in my district, once vibrant neighborhoods have become vacant yards, overgrown with weeds and houses crumbling from vandalism and disrepair. swimming pools are abandoned and these house vs. become havens for mosquitos. crime and vandalism are on the

Dennis A. Cardoza

0:21:30 to 0:21:51( Edit History Discussion )

Dennis A. Cardoza: rise in what was previously safe neighborhoods. yet that's not all. home values in surrounding areas are also beginning to plummet and what started out as a foreclosure cris in my district is quickly spinning out of control creating economic disasters. in many parts of my district, they now face unemployment rates of over 20%. small businesses and neighborhood restaurants which

Dennis A. Cardoza

0:21:52 to 0:22:13( Edit History Discussion )

Dennis A. Cardoza: were once packed with customers are now almost empty and are shutting their doors at alarming rates. our longest serving community bank was swept up in the foreclosure is and recently closed. on top of that, my dairy farmers are in crisis and we have one of the worst droughts in the country. madam speaker, as i have been saying for quite some time, the devastation has hit my district

Dennis A. Cardoza

0:22:14 to 0:22:36( Edit History Discussion )

Dennis A. Cardoza: as massive and widespread is somewhat similar to what katrina left behind. only it wa daily by extreme event but over the course of weeks, months, and years. long after the foreclosure cris has come and gone, the central valley will continue 20 -- to cope with the aftermath of this devastation for years to come. my district and our nation will

Dennis A. Cardoza

0:22:37 to 0:22:57( Edit History Discussion )

Dennis A. Cardoza: not overcome this overnight. and it will take unprecedented action to help us rebuild and recover. congress has taken several important steps and actions not just to combat this crisis but to ensure a housing crisis of this magnitude will never happen again. the bill before us today is one more step in that direction.

Dennis A. Cardoza

0:22:58 to 0:23:19( Edit History Discussion )

Dennis A. Cardoza: some say the foreclosure crisis can be traced back to the rapid increase in subprime mortgages and risky underwriting practices which most -- most of whic were made with no federal supervision. many of the families targeted by subprime lenders were in fact low-income families with poor credit histories who felt this

Dennis A. Cardoza

0:23:20 to 0:23:42( Edit History Discussion )

Dennis A. Cardoza: was the only opportunity for them to achieve the arican dream. they were lured into low teaser and introductory interest rates which morphed into loans they had little chance of repaying once rates increased, starting the uptick in the foreclosure market. h.r. 1728 is aimed at preventing these predatory practices in the future.

Dennis A. Cardoza

0:23:43 to 0:24:03( Edit History Discussion )

Dennis A. Cardoza: among other things, h.r. 1728 requires borrowers can actually repay their loans in order to ensure that vulnerable consumers aren't pressured into loans and terms they can't meet. it eliminates incentives to steer consumers into high cost loans. it also provides much needed regulation of the lending

Dennis A. Cardoza

0:24:04 to 0:24:24( Edit History Discussion )

Dennis A. Cardoza: industry. er h.r. 1728 is not a cure for the foreclosure crisis. but it is an important component in eliminating the unscrupe pew luss practice that is -- unscrupulous practices that ran amuck and helped lead to the collapse of the housing market. i want to thank chairman frank for once again bringing this bi forward and for his

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